Cyber and identity protection policies cover data breaches, fraud remediation, credit monitoring. But NCII — the fastest-growing category of digital harm — is covered by almost no policy in the market today. IntimaShield is the fulfillment layer carriers need to close that gap without building anything new.
NDAs executed before pricing discussion
Today's identity and cyber policies were designed for an era of data breaches and credit fraud. The harm landscape has shifted — and NCII is the coverage gap that's growing fastest.
The entire workflow is designed to require zero new infrastructure on your end. You approve the claim; we execute the removal; you pay a fulfillment fee.
Work with IntimaShield to define the covered event (NCII, deepfakes, or both), the claim trigger (policyholder self-report), and the benefit (one crisis takedown per policy year, or continuous monitoring). IntimaShield provides actuarial data to support rider pricing decisions based on population utilization rates.
An affected policyholder contacts your claims team through your existing channel — call center, claims portal, or app. They report an NCII incident. Your claims adjuster reviews the claim using a simple eligibility checklist IntimaShield provides — no technical expertise needed to approve.
Your claims team approves the claim and generates an authorization code — either via IntimaShield's API (if integrated) or by contacting your IntimaShield carrier representative directly. The policyholder receives the code. Approval-to-activation typically takes under 2 hours.
The policyholder visits IntimaShield.com, enters their authorization code, and completes intake — describing the content and identifying platforms. This is done privately, without returning to your claims center. No sensitive content is viewed by IntimaShield staff unnecessarily.
IntimaShield initiates removal requests across all named platforms simultaneously. Platform trust & safety teams are engaged directly. The policyholder receives status updates. At case close, IntimaShield generates a case completion report — suitable for your claims file documentation.
IntimaShield invoices your carrier monthly for all completed cases in the prior period — a per-claim fulfillment fee negotiated in your carrier agreement. No per-case approval needed after the initial policy setup. Bulk invoicing keeps carrier AP overhead minimal.
A single crisis takedown resolves the acute harm event. Fast resolution means lower psychological harm costs, fewer downstream claims (therapy, legal), and faster case closure. The per-claim fee is a fraction of what delayed intervention costs.
No major carrier offers NCII coverage today. Being first to market with a credible, fast-acting NCII rider is a genuine product differentiator — especially for policies targeting younger demographics where NCII prevalence is highest.
IntimaShield handles all technical operations. Your team approves claims using an existing workflow. No new software, no new intake process, no new vendor management overhead beyond a single carrier agreement.
IntimaShield provides aggregate utilization data — claim frequency by demographic, resolution rates, platform distribution — to support rider pricing and reserve decisions. Data updated quarterly.
For carriers who prefer a fully branded experience, IntimaShield's fulfillment can operate under your brand. Policyholders interact with "[Your Brand] Digital Harm Services" — IntimaShield operates as the invisible backend.
IntimaShield's operations are aligned with the Take It Down Act (2025), BIPA, and COPPA. For carriers navigating state-level NCII reporting requirements, partnering with a compliant fulfillment provider reduces regulatory exposure.
Carrier partnerships involve custom pricing, policy language review, and integration planning. The form below starts the right conversation — we'll follow up with an NDA and a brief capabilities overview before any pricing discussion.
Prefer direct contact?
help@intimashield.com
NDA executed before any pricing or data discussion. Inquiries handled confidentially.